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      <image:title>Insights - Why Rebalance a Multi-Asset Portfolio? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Insights - Why Rebalance a Multi-Asset Portfolio? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Insights - Why Rebalance a Multi-Asset Portfolio? - Make it stand out</image:title>
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      <image:title>Insights - Empowering orthopaedic surgeons nationwide: The BNN becomes an official national alliance partner of AOA - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Insights - How to Maximise your Superannuation by 30 June 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Insights - Superannuation contribution catch up - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Insights - Salary packaging an Electric Car under new FBT Exemption - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.bongiorno.net.au/about</loc>
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    <loc>https://www.bongiorno.net.au/appointment</loc>
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    <lastmod>2026-02-06</lastmod>
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  <url>
    <loc>https://www.bongiorno.net.au/financial-planning</loc>
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    <lastmod>2026-02-15</lastmod>
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      <image:title>Financial Planning</image:title>
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  <url>
    <loc>https://www.bongiorno.net.au/risk-management</loc>
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    <lastmod>2026-02-15</lastmod>
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      <image:title>Insurance</image:title>
    </image:image>
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      <image:title>Insurance</image:title>
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      <image:title>Insurance</image:title>
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  </url>
  <url>
    <loc>https://www.bongiorno.net.au/taxation</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2026-02-05</lastmod>
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      <image:title>Taxation</image:title>
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    <image:image>
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      <image:title>Taxation</image:title>
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    <image:image>
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      <image:title>Taxation</image:title>
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      <image:title>Taxation</image:title>
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      <image:title>Taxation</image:title>
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      <image:title>Taxation</image:title>
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      <image:title>Taxation</image:title>
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      <image:title>Taxation</image:title>
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    <image:image>
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      <image:title>Taxation</image:title>
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      <image:title>Taxation</image:title>
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    <image:image>
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      <image:title>Taxation</image:title>
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      <image:title>Taxation</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/d2ac44a0-c356-426a-9b7c-5b4a71dc3c09/Nicholas+Cai%CE%93%C3%87%C3%AF-LoRezLinkedinWideShot.jpg</image:loc>
      <image:title>Taxation</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/9892d227-120f-4cee-b49e-b697105be5ad/Bongiorno+-+Rebecca+Melacrinis-LoRez-WebSize-Uncropped.jpg</image:loc>
      <image:title>Taxation</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/10ed6ca1-3ff8-4dec-8ded-91821a281cb4/Bongiorno+-+Jasmine+Mechreky+v2-LoRez-WebSize-Uncropped.jpg</image:loc>
      <image:title>Taxation</image:title>
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  </url>
  <url>
    <loc>https://www.bongiorno.net.au/career-stage</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/ea748ef8-e33c-4852-8ceb-29212082727e/Bongiorno-website-image-12.jpg</image:loc>
      <image:title>Career Stage - Interns &amp; RMO’s</image:title>
      <image:caption>You’re at the start of an exciting career and a fulfilling vocation. Now is the ideal time to plan for your financial future, including what your goals are and how you can achieve them. The right financial guidance can set you up for life. We can advise you about salary packaging, take you through cash-flow planning and budgeting, and make sure you claim all the work-related expenses to which you are entitled. We can also help with personal debt refinancing, and funding your car purchase and your first property.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/6e59d137-75ce-4857-9a36-51790271ef41/Bongiorno-website-image-11.jpg</image:loc>
      <image:title>Career Stage - Registrars</image:title>
      <image:caption>Every day you deal with professional complexity and challenge. You simply may not have time to prioritise your finances. We’re here to offer assistance with your day-to-day accounting needs as well as thoughtful and strategic long-term advice that will see your wealth grow and your financial comfort assured. We can advise on the tax treatment of fellowships and scholarships, ensure you claim all the costs associated with your training, help you through the process of buying your first home or investment property, and explain the cash-flow and tax effects of your purchases. We can also ensure your finance commitments are covered by appropriate personal risk insurances, to protect you from illness or accidents causing reduced earnings.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/6e45e082-9569-4e12-9e5a-4135e57ca3cb/Bongiorno-website-image-10.jpg</image:loc>
      <image:title>Career Stage - Specialist Doctors</image:title>
      <image:caption>Your medical professional life is all-encompassing, and you struggle to find time to concentrate on your finances. Establishing your private practice is no different from establishing any other business. You need a strong team of taxation, accounting, finance, personal risk insurance and financial planning advisers who put your needs first. Our internal communication processes allow us to co-ordinate the optimal result for you. We also have close work relationships with specialised legal firms to assist with business agreements, family law and succession planning. We’re here to simplify the complex, exercise diligence and attention to detail, and consistently ensure positive outcomes. We provide peace of mind - now and into the future.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/5a26c624-2457-4a86-be8a-f62a4454934a/Bongiorno-website-image-8.jpg</image:loc>
      <image:title>Career Stage - Dentists</image:title>
      <image:caption>It’s a big leap; from student to self-employed professional. You need qualified and experienced advisers who understand your next steps. We can assist you with the tax implications and financial effects of your career options – whether you’re joining an existing dental practice as an independent practitioner, or working as a contractor or employee. Alternatively, you might be purchasing an existing practice from which a dentist is retiring, or you might have an interest in an expanding practice. Perhaps you’re identifying a location and starting from scratch.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/danielle-etherington</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/97b45996-30e3-4f74-a946-2342fb4a55a2/Danielle-Etherington--WebReady.jpg</image:loc>
      <image:title>Danielle Etherington - Danielle Etherington</image:title>
      <image:caption>CEO Danielle is a member of CPA Australia and has over 15 years’ experience delivering strategic business planning and commercial management expertise, gained predominately from senior management roles within professional services firms.  Motivated by a strong drive for innovation and best practice, Danielle has proven success in process improvement and system development to achieve optimal business performance and positive customer outcomes. Danielle has a high regard for diversity and enjoys working with people from diverse backgrounds, cultures, ages and genders empowering them to realise their full potential both professionally and personally.  As a developer of people, she regularly seeks opportunities to celebrate team member accomplishments and further advance their knowledge, skills and talent. In addition to her core role at Bongiorno, Danielle gains a great sense of fulfilment from volunteering her time to organisations or individuals in need.  Danielle is a regular volunteer at Wayside Chapel’s Kings Cross Community Services Centre (since January 2013)  and, with a passion for equal access to justice, she joined the Marrickville Legal Centre as a voluntary Director in December 2021. Danielle loves her role as CEO of Bongiorno and is proud to service the medical community.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/paul-bates</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/99275f21-deda-4bcd-b68a-df2a58f3a545/Paul-Bates-WebReady.jpg</image:loc>
      <image:title>Paul Bates - Paul Bates</image:title>
      <image:caption>B. Comm (Accounting), CA Director Department: Taxation Paul commenced his accounting career in 2006 with a small Sydney CBD based Chartered Accounting firm where he provided business services to a range of high wealth individuals. Paul graduated from the University of Western Sydney with a Bachelor of Business &amp; Commerce (Accounting) and is a member of Chartered Accountants Australia and New Zealand. Paul joined Bongiorno in August 2012 and provides a combined range of services to medical and dental professionals.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/mark-anderson</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1587ab01-9887-4ae0-81e2-3c0044ebbd2e/Mark-Anderson--WebReady.jpg</image:loc>
      <image:title>Mark Anderson - Mark Anderson</image:title>
      <image:caption>Diploma of Financial Services (Financial Planning) Head of Risk &amp; Senior Risk Adviser Department: Insurance Mark has been in the Financial Services Industry since 2006, starting as an Authorised Representative providing risk advice to retail clients. He joined the Bongiorno Group in 2021 as a financial adviser, specialising in the area of Personal Risk Management for Medical Professionals including Income Protection, Business Expenses, Term Life, Trauma, Needlestick and TPD Insurance. Mark became RG146 compliant in 2006 and attained his Diploma of Financial Services (Financial Planning) in 2011. Mark has also completed the Financial Adviser Exam set out by the Financial Adviser Standards and Ethics Authority (FASEA).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/warren-davis</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/276a3ada-6b7f-46e9-8fac-d919b5594247/Warren-Davis--WebReady.jpg</image:loc>
      <image:title>Warren Davis - Warren Davis</image:title>
      <image:caption>B. Comm, MBA, CPA, CTA Director Department: Taxation Warren has worked in the business services/tax accounting for 23 years, specialising in the medical profession for over 19 years. Warren started his career here at Bongiorno heading up the Undergraduate and Young Practitioners Program that’s sole purposes was to guide young doctors as they take the first financial steps of their professional career. Since becoming a Director in 2009, Warren continues to guide the same medical professionals to achieve their personal goals, by taking a holistic focus to his client’s tax and debt management, business and investment structures, as well as advising on their day-to-day financials questions. He holds a Bachelor of Commerce with majors in Accounting and Finance, a Minor in Economics, and a Masters of Business Administration (MBA). He is also a Certified Practicing Accountant (CPA) and holds RG146 accreditation. Warren is a member of CPA Australia, the Institute of Public Accountants (IPA), the Tax Institute, and the SMSF Association.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/vincent-lagana</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/b9ad53e2-e2a8-4e8f-9aac-60795b229f32/Vince-Lagana-WebReady.jpg</image:loc>
      <image:title>Vincent Lagana - Vincent Lagana</image:title>
      <image:caption>BBus, FCPA, CTA, CFP, SSA, Cert IV FMB Director Department: Taxation Since commencing with Bongiorno in 1989, Vincent has had a  passion in assisting clients with achieving their financial goals, building and protecting their wealth. With an expertise in the medical and dental profession , Vincent  advises on all aspects of taxation, compliance matters, tax planning , practice structures and asset protection. Using a holistic approach allows him to advise and plan for all aspects of a client’s financial goals including investment strategies, superannuation , retirement planning, risk management and finance. Vincent is also a director of several charities, not-for-profit and community association that he finds great satisfaction in assisting.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/james-brescia</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/9dcd6353-8cf7-4117-93b1-9aa6a6337c58/James-Brescia-WebReady.jpg</image:loc>
      <image:title>James Brescia - James Brescia</image:title>
      <image:caption>BComm, CFP Senior Financial Adviser Department: Financial Planning James has a strong background in advice having started his career in 2007. James has worked within the boutique space for most of that time, helping people understand and manage their finances and what’s really important. He is a Certified Financial Planner member of the Financial Planning Association, and holds a Bachelor of Commerce, majoring in Financial Planning. James helps people develop and manage their financial affairs and sets them on the path for financial success.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/myvi-du</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/288b3eb4-50fd-4169-8886-ff761b4ffefd/My-Vi-Du-WebReady.jpg</image:loc>
      <image:title>My-Vi Du - My-Vi Du</image:title>
      <image:caption>B. Bus, CA Director Department: Taxation My-Vi joined the Bongiorno Group in January 2010. She holds a Bachelor of Business from the University of Technology, Sydney, and is a member of Chartered Accountants Australia and New Zealand. My-Vi has also completed her Certificate IV in Finance and Mortgage Broking and holds RG 146 accreditation. My-Vi enjoys working closely with her clients assisting them reach their goals. She finds it rewarding to see her clients grow through their studies and career and along the way she assists with their unique needs around financial planning, finance requirements, personal insurance and tax planning, and ensures that the right foundation is set at the start.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/stephanie-maroun</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/221a3bf1-d31a-4928-a91f-5b028abede0e/Stephanie-Maroun-WebReady.jpg</image:loc>
      <image:title>Stephanie Maroun - Stephanie Maroun</image:title>
      <image:caption>B. Bus (Honours) Client Service Manager Department: Financial Planning Stephanie has been working in the Financial Services industry since 2013 and joined the Bongiorno Group in 2017. She holds a Bachelor of Business, majoring in Finance and Management, as well as a Bachelor of Business (Honours) from the University of Technology Sydney and a Diploma of Financial Planning. Following the completion of Stephanie’s Honours year, her thesis was published in the Research in International Business and Finance journal.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/vincent-cheang</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/0105de2c-9756-4d08-89aa-e5794dd6424d/Vincent-Cheang-WebReady.jpg</image:loc>
      <image:title>Vincent Cheang - Vincent Cheang</image:title>
      <image:caption>B.Com, CA Consultant Department: Taxation Vincent holds a Bachelor of Commerce from Macquarie University and a Graduate Diploma of Chartered Accounting. Vincent has been working in taxation since 2009 and joined Bongiorno as a Tax Manager in 2017. He has also completed the Certificate IV in Finance and Mortgage Broking.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/aaron-chew</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/fc0b04f7-31ac-406d-bcaa-4ad1b1ae8644/Aaron-Chew--WebReady.jpg</image:loc>
      <image:title>Aaron Chew - Aaron Chew</image:title>
      <image:caption>B.Comm, B. Laws, ADFS, AFP Head of Financial Planning Department: Financial Planning Aaron started his career in financial planning in 2007, moving to Bongiorno in 2015. Having worked in a small boutique firm and a large corporate licensee, he has the experience to service clients at all stages of life. He holds a Bachelor of Commerce (majors in Accounting and Finance) and a Bachelor of Laws from the University of Sydney. After graduating, he also completed the Advanced Diploma of Financial Services. Aaron has also met all new education requirements set out by the Financial Adviser Standards and Ethics Authority (FASEA). Aaron’s strength is in presenting clear financial strategies that place his clients in the best position to achieve their goals. He does this by listening to their needs and desires, creating a holistic solution and working collaboratively with other professionals.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/liz-mcdonnell</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/7c1ff93f-7884-4500-9794-55d27ffc04a9/Liz-McDonnell-WebReady.jpg</image:loc>
      <image:title>Liz McDonnell - Liz McDonnell</image:title>
      <image:caption>Finance Relationship Manager Department: Finance Liz joined Bongiorno in 2019 and is our Client Services Administrator for Finance. She works closely with the directors and consultants to assist their clients with all finance and lending needs.  Liz is the main point of contact between directors, clients and the bank for all credit assistance. Liz is holds a Cert IV in Finance and Mortgage Broking.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/luigi-iacullo</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-01-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/07816bd4-7ea5-42b0-bcd7-156a1de6f2dd/Luigi-Iacullo-WebReady.jpg</image:loc>
      <image:title>Luigi Iacullo - Luigi Iacullo</image:title>
      <image:caption>BEc, CFP®, DipFP, FSSA™, MIPA, ATI Senior Consultant Department: Financial Planning Luigi has been providing specialist wealth management advice to medical and other professionals as well as high net worth individuals for over 30 years. Luigi holds a Bachelor of Economics, is a CERTIFIED FINANCIAL PLANNER® and a Fellow SMSF Specialist Advisor™. Luigi has presented at conferences and seminars for the Royal Australasian College of Surgeons (RACS), the Australian and New Zealand College of Anaesthetists (ANZCA) and the Australian Salaried Medical Officers Federation of NSW (ASMOF). He has also been a regular speaker and contributor to RACS Surgical News and ANZCA College Conversations. He is a CFP® Professional member of the Financial Planning Association of Australia, an SMSF Association Fellow SMSF Specialist Advisor™, a Member of the Institute of Public Accountants (MIPA) and an Associate member of The Tax Institute (ATI).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/tiffany-watson</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-04-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/de81d1df-b65a-41c9-a452-8eefc90f3c37/Tiffany-Watson-WebReady.jpg</image:loc>
      <image:title>Tiffany Watson - Tiffany Watson</image:title>
      <image:caption>B. Comm (Accounting), CA, RG 146 Consultant Department: Taxation Tiffany has been with Bongiorno since 2010 working alongside Warren Davis providing specialised accounting and financial services to both Medical and Dental professionals in addition to small to medium enterprises. Tiffany has been working closely with clients to better understand their financial circumstances and compliance requirements, Tiffany finds great reward in seeing clients achieving their goals through the years. She is thoughtful, enthusiastic and passionate about her work. Tiffany constantly strives to go the extra mile for her clients to achieve their financial goals. Tiffany graduated from the University of Western Sydney with a double degree, Master of Professional Accounting &amp; Business Commerce and is a member of the Institute of Chartered Accountants Australia.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/weiling-fong</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/460c223d-3989-4fdf-843a-70ea04fc5042/Wei-Ling-Fong-WebReady.jpg</image:loc>
      <image:title>Wei-Ling Fong - Wei-Ling Fong</image:title>
      <image:caption>B. Comm, CA, SMSF Specialist Adviser (2006) Director - Superannuation Department: Taxation Wei-Ling joined the Bongiorno Group in 2002 as a Manager in the SMSF Team. She is a qualified Chartered Accountant with specialist qualifications as an accredited SMSF Specialist Advisor™. She heads up a team of highly trained accountants who are dedicated to making SMSF’s easy to setup and run. Wei Ling’s experience in the crossover of superannuation and tax advice, enables her to provide clients with strategic solutions that contemplate both taxation and superannuation laws.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/steven-wilkie</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/fb18f0f5-35ce-4725-99ac-d5d71bbe647b/Steve-Wilkie-WebReady.jpg</image:loc>
      <image:title>Steven Wilkie - Steven Wilkie</image:title>
      <image:caption>B.Econ (Accounting), CA Director Department: Taxation Steven has worked in the financial services sector since 1994, and joined Bongiorno &amp; Partners in 1998. After completing a Bachelor of Economics (Accounting) degree he has pursued further ongoing training consistently to date, including becoming a qualified Chartered Accountant with the Institute of Chartered Accountants, an Advanced Diploma of Financial Planning, and more. In addition to ICAA membership, he is a recognised member of the Institute of Public Accountants and SMSF Professional Association of Australia. Steven has been a Director since 2007 and enjoys combining prudent taxation advice and cash flow strategies to help clients build long-term wealth.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/louise-schutte</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/d10f4632-998f-4cab-af14-f27bd2a03e30/Louise-Schutte-WebReady.jpg</image:loc>
      <image:title>Louise Schutte - Louise Schutte</image:title>
      <image:caption>B. Comm, CA Tax Manager Department: Taxation Louise graduated from the University of Newcastle in 1992 with a Bachelor of Commerce. She worked in a Newcastle Chartered Accounting firm until joining Bongiorno in 1996 as an accountant. In 2000, she progressed to the position of Tax Manager. Louise has been a member of Charted Accountants Australia and New Zealand since 1994.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/louise-brazil</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1e160fde-b506-4455-b9bf-90f24d8deeee/Louise-Brazil--WebReady.jpg</image:loc>
      <image:title>Louise Brazil - Louise Brazil</image:title>
      <image:caption>Corporate Secretarial &amp; Land Tax Manager Department: Finance Louise has over 13 years’ experience in the accounting industry and joined the Bongiorno group in 2014. She is responsible for all corporate secretarial matters including establishment of business structures at Bongiorno. She is also the contact for all your Revenue NSW queries, including land tax.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/lyn-franklin</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/d9fd5269-751d-4df6-8aff-9308b8b7b5ca/Lyn-Franklin-WebReady.jpg</image:loc>
      <image:title>Lyn Franklin - Lyn Franklin</image:title>
      <image:caption>B. Comm (Accounting), CPA Director Department: Taxation Lyn joined Bongiorno &amp; Partners in January 2000. She graduated from UNSW with a Bachelor of Commerce (Accounting) degree, is a qualified Accountant with CPA Australia, and holds RG146 accreditation.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/blake-mckeown</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/47337f6c-be03-47d7-8194-04f999b17afb/Blake-McKeown-WebReady.jpg</image:loc>
      <image:title>Blake McKeown - Blake McKeown</image:title>
      <image:caption>BBA LLB Director Department: Taxation Blake holds a Bachelor of Business Administration and a Bachelor of Laws (Hons) from Macquarie University. At the completion of his degree, he joined Bongiorno in 2011 and now specialises in taxation. He has also completed the Diploma of Financial Planning and Cert IV in Finance and Mortgage Broking. Blake works closely with many doctors and dentists to assist them in achieving their goals and objectives in the areas of taxation, finance, risk management and financial planning..</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/brett-kimmorley</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/9a61377a-0679-47a9-b750-0c03cba5de0a/Brett-Kimmorley-WebReady.jpg</image:loc>
      <image:title>Brett Kimmorley - Brett Kimmorley</image:title>
      <image:caption>B.Bus, CPA, CFP, SSA Director Department: Taxation Brett worked in the taxation and audit divisions at a Big 4 accounting firm for five years and in the business services division of a mid-tier firm for two years before joining Bongiorno (NSW) in 1988. He became a director in 1994. Brett holds a Bachelor of Business, is a Certified Practising Accountant, a CERTIFIED FINANCIAL PLANNER™ and SMSF Specialist Advisor™ and is a member of CPA Australia and Financial Planning Association of Australia. Brett’s focus is helping you achieve your goals through a combination of tax management advice on business and investment structures, debt management, and superannuation strategies.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/nicole-manley</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/b59e8c71-4a34-4db5-8c12-e0d8de8e1ad4/Nicole-Manley-WebReady.jpg</image:loc>
      <image:title>Nicole Manley - Nicole Manley</image:title>
      <image:caption>Marketing Manager Nicole commenced employment with The Bongiorno Group in January 2000 as an executive secretary. She now heads our marketing and sponsorship division with her major focus being centred on the Undergraduates and Young Practitioners program</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/simon-akiki</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/5e5fd7d6-0150-43a3-8d27-160f90523b30/Simon-Akiki-WebReady.jpg</image:loc>
      <image:title>Simon Akiki - Simon Akiki</image:title>
      <image:caption>B. Bus (Accounting), CA, JP, RG146 Consultant Department: Taxation Simon has a passion in helping coordinate the financial affairs of medical professional early on in their career as final year medical students through to becoming a specialist.  He joined Bongiorno in July 2013 as a senior accountant progressing to a tax manager which involves training, developing and reviewing the work of a team of accountants.  As a consultant, Simon has the privilege of getting to know our clients on another level.  This is what keeps Simon driven and motivated which in turn provides the best outcome for our Doctors and Dentists.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bongiorno.net.au/our-team</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-02-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425527133-1NWHLUCMOW0AYB4MTCX3/Aaron-Chew--WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425550649-PKJNR77WFMX3MPJQO4GA/Blake-McKeown-WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425568573-654QQKUPYM2I0QVE7P1F/Brett-Kimmorley-WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425583741-4KM5KAN4GZJNIRCOJP3M/Danielle-Etherington--WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425608952-PUZD136ERROFWXRLFVRM/James-Brescia-WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425632149-H95K9YP04H5VRX741Y0I/Liz-McDonnell-WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425650236-96N8ZD3QULIZWME1Q9XE/Louise-Brazil--WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425669070-B3ZOJ3XEMPXUI7S8BLMR/Louise-Schutte-WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425694142-9X58L2T2GF0AO2AYBR6S/Luigi-Iacullo-WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425714075-LNQUFO700P626MN6FLNH/Lyn-Franklin-WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425752145-KT0MFDVFTEF2CDFYCTNQ/Mark-Anderson--WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425771566-C45S90M78CAC6A72X06T/My-Vi-Du-WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425788273-4UYWOEP0KFLFOM6OYAP1/Nicole-Manley-WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425807801-SQ4C4QRVKVQGS8PBPCIJ/Paul-Bates-WebReady.jpg</image:loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425830112-GGQHNO1QT4C3UWMW7CC6/Simon-Akiki-WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425876907-LUK1I3WSNFXEKV1C7Z4Z/Stephanie-Maroun-WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425896407-R2JXN2865X3DZW5F62SZ/Steve-Wilkie-WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657425929811-4ZBCK91M94NA8ZFM5JJU/Tiffany-Watson-WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657426953271-E491714EYO04LRHHT9FL/Tony-Jabbour-WebReady.jpg</image:loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657426976144-ZHR4FRNICKTYBWIU88EY/Vince-Lagana-WebReady.jpg</image:loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657427012055-76S1TGJ88TOY7DF24HK2/Vincent-Cheang-WebReady.jpg</image:loc>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657427032159-I0EGWX1B8SP1W87MTHBK/Warren-Davis--WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1657427052885-7O4PKEGPO3JOKDR5DTQL/Wei-Ling-Fong-WebReady.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/c8cce065-f415-4414-ba43-cde254cbbfa0/Bongiorno+-+Kate+Bartlett-LoRezLinkedinWideShot.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/96338e31-f8b3-4e0e-b9bd-0bc9c2a06682/Brent+Wilson-LoRezLinkedinWideShot.jpg</image:loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/ff78a8bb-0121-4792-a069-9cfb257d53ce/Nicholas+Cai%CE%93%C3%87%C3%AF-LoRezLinkedinWideShot.jpg</image:loc>
      <image:title>Our Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/aa0a43d1-3359-4b60-905d-abb8bd59a399/Bongiorno+-+Jasmine+Mechreky+v2-LoRez-WebSize-Uncropped.jpg</image:loc>
      <image:title>Our Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/0ec3079c-f4ba-4894-b272-65168f5c1bb9/Bongiorno+-+Rebecca+Melacrinis-LoRez-WebSize-Uncropped.jpg</image:loc>
      <image:title>Our Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/0491b468-3b65-4f09-8105-35bb53cda88c/William+Brennan-LoRez-WebSize-Uncropped.jpg</image:loc>
      <image:title>Our Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/f2641551-1e1d-4caf-8d6e-43b3327181b1/Bongiorno+-+Isabella+Alves+0083-LoRez-WebSize-Uncropped.jpg</image:loc>
      <image:title>Our Team</image:title>
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  <url>
    <loc>https://www.bongiorno.net.au/tony-jabbour</loc>
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    <lastmod>2024-12-14</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/884f8ed2-aaff-4aeb-80a0-90e8ca397681/Tony-Jabbour-WebReady.jpg</image:loc>
      <image:title>Tony Jabbour - Tony Jabbour</image:title>
      <image:caption>B. Comm (Accounting), CA Director Department: Taxation Tony has been a practicing Chartered Accountant for more than 15 years, and has extensive experience working with high-net-worth individuals. He holds a B. Comm (Accounting) from Macquarie University where he was part of the Dean’s Merit List. He also has RG146 accreditation and the Certificate IV in Finance and Mortgage Broking. Tony joined the Bongiorno Group in 2009, and assists a diverse range of medical professionals and dentists. In his spare time Tony enjoys Tennis/Squash as well as hacking it at the Golf Range.</image:caption>
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    <loc>https://www.bongiorno.net.au/payments</loc>
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    <lastmod>2025-11-24</lastmod>
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      <image:title>Make a Payment</image:title>
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    <loc>https://www.bongiorno.net.au/kate-bartlett</loc>
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    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/a422dc76-18bc-4f7d-b214-eb829d367cb4/Bongiorno+-+Kate+Bartlett-LoRezLinkedinWideShot.jpg</image:loc>
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  <url>
    <loc>https://www.bongiorno.net.au/brent-wilson</loc>
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    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/2ee79481-9f61-4ec1-9f80-8533a67d416b/Brent+Wilson-LoRezLinkedinWideShot.jpg</image:loc>
      <image:title>Brent Wilson - Brent Wilson</image:title>
      <image:caption>B. Comm (Finance), Graduate Diploma of Financial Planning Senior Risk Adviser Department: Insurance Brent has been in the Financial Services Industry since 2009 and has been specialising in providing risk advice to retail clients since. He joined the Bongiorno Group in 2023 as a financial adviser, specialising in the area of Personal Risk Management for Medical Professionals. This includes advice on Income Protection, Business Expenses, Term Life, Trauma, Needlestick and TPD Insurance. Brent became RG146 compliant in 2010 and attained a Bachelor of Commerce (Finance) in 2014. More recently Brent has completed his Graduate Diploma of Financial Planning. Brent has also completed the Financial Adviser Exam set out by the Financial Adviser Standards and Ethics Authority (FASEA).</image:caption>
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  <url>
    <loc>https://www.bongiorno.net.au/william-brennan</loc>
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    <lastmod>2024-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/1ef1a62e-c6a7-4e52-963c-14019b3fffb8/William+Brennan-LoRez-WebSize-Uncropped.jpg</image:loc>
      <image:title>William Brennan - William Brennan</image:title>
      <image:caption>B.Comm Financial Adviser Department: Financial Planning Will holds a Bachelor of Commerce with a major in Financial Planning from the University of Wollongong. Will started his career in financial planning in 2017 and joined the Bongiorno financial planning team in 2021. During Will’s career, he has had experience in helping clients with a range of different circumstances. Will delivers exceptional service, offering tailored advice designed to meet our clients unique needs.</image:caption>
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    <loc>https://www.bongiorno.net.au/nicholas-cai</loc>
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    <lastmod>2026-02-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/e341f4fb-f51a-4e37-a8db-0c29cf4d2b5d/Nicholas+Cai%CE%93%C3%87%C3%AF-LoRezLinkedinWideShot.jpg</image:loc>
      <image:title>Nicholas Cai - Nicholas Cai</image:title>
      <image:caption>B. Comm (Accounting), CPA Tax Manager Department: Taxation Nicholas Cai is a Tax Manager and has been with Bongiorno since 2019. He is working alongside Brett Kimmorley and Paul Bates team to providing specialised accounting services. Nicholas is passionate about helping the Bongiorno Clients, grow their wealth and achieve their goals. His thoughtful and enthusiastic approach ensures he goes the extra mile to support them in achieving long-term success. Nicholas holds a Bachelor of Commerce with a major in Professional Accounting from Macquarie University and has been a full member of CPA Australia since 2013.</image:caption>
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    <loc>https://www.bongiorno.net.au/jasmine-mechreky</loc>
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    <lastmod>2025-04-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/62287df30f463548267a535a/d3f61d65-262d-4a4c-9c61-800824ff18dd/Bongiorno+-+Jasmine+Mechreky+v2-LoRez-WebSize-Uncropped.jpg</image:loc>
      <image:title>Jasmine Mechreky - Jasmine Mechreky</image:title>
      <image:caption>B. Business Administration (Accounting &amp; IT), CPA Tax Manager Department: Taxation Jasmine holds a Bachelor of Business Administration (Accounting &amp; Information Technology) from Western Sydney University and became a CPA in July 2013. Since joining Bongiorno in 2008, she has built a reputation for her dedication, technical expertise, and commitment to delivering high-quality accounting services. Jasmine’s extensive experience and qualifications make her a valuable asset to the team and the clients she serves.</image:caption>
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    <loc>https://www.bongiorno.net.au/rebecca-melacrinis</loc>
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      <image:title>Rebecca Melacrinis - Rebecca Melacrinis</image:title>
      <image:caption>B. Comm, Dip. Chartered Accounting Tax Manager Department: Taxation Rebecca’s expertise covers all areas of accounting to ensure tailored and effective solutions for her clients. She is committed to delivering high-quality, professional service to meet the unique needs of each client.</image:caption>
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    <lastmod>2026-02-24</lastmod>
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      <image:title>Isabella Alves - Isabella Alves</image:title>
      <image:caption>Graduate Diploma of Financial Planning Provisional Financial Adviser Department: Insurance Isabella has worked in the Financial Services Industry since 2019 and joined the Bongiorno Insurance team in 2024. As a Provisional Financial adviser, she specialises in Personal Risk Management for Medical Professionals, including Income Protection, Business Expenses, Term Life, TPD, Trauma and Needlestick Insurance.  She attained the Graduate Diploma of Financial Planning in 2024 and has also completed the Financial Adviser Exam as set out by the Australian Securities and Investments Commission (ASIC). Isabella works closely with senior advisers and is committed to supporting clients with clear, thoughtful advice that helps protect their financial wellbeing and those closest to them.</image:caption>
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