Finance

Our knowledge and experience within the medical and dental professions and high net worth individuals is, arguably, unsurpassed within Australia. This fact uniquely positions Bongiorno as a leader within the financial services industry and as expert advisers in the areas of taxation, financial planning, insurance and finance. Unless you have the cash saved for a purchase, you will require borrowings to purchase your home, car, equipment, property or shares. We are able to arrange the most cost effective finance products that meet your needs. These products are provided by leading finance institutions. We have developed packages for Medical Professionals based on the specific needs of your profession and offer the following borrowing choices: HOME & INVESTMENT LOANS High loan valuation ratios without mortgage insurance Discounted rates 30 year interest only Home Equity Loan 10 Year interest only available on Investment Property Loan No establishment fee or monthly maintenance fees Low introductory rates Fixed, Variable and Combination loans CAR Lease Commercial Hire Purchase Personal Loan Chattel Mortgage EQUIPMENT Chattel Mortgage Lease Commercial Hire Purchase Overdraft SHARES Equity Access Loan Margin Loan Capital Protected Loan When borrowing to purchase, it is important to match the type of finance product to the item you are purchasing. We can advise you the costs and benefits of each of the borrowing facilities available TAX CONSIDERATIONS If the purpose of the borrowing is to buy an asset to derive an income or the purchase of an asset, which will assist you in carrying on your business, the interest will be tax deductible. We can advise you how to structure your borrowings to ensure your interest is tax deductible.